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Invoice vs Quote: What's the Difference and When to Use Each

Many SA business owners use these terms interchangeably — but they serve very different legal and financial functions. Using the wrong one at the wrong time can cost you.

The short answer

A quote is an offer. An invoice is a demand for payment. One comes before the work; the other comes after. They have different legal statuses, different expiry rules, and different effects on your books.

What is a quote?

A quote (also called a quotation or estimate) tells a potential client how much you intend to charge for a specific job — before any work begins.

  • It's an offer, not a legal obligation to pay
  • It typically has an expiry date (14–30 days is standard)
  • It can be accepted, declined, or negotiated
  • It is not a tax invoice and cannot be used to claim input VAT
  • Once accepted in writing, it becomes a binding agreement
Always include an expiry date. Without one, your quote could technically be "accepted" months later at the old price. 30 days is the South African industry standard.

What is an invoice?

An invoice is a formal request for payment after work is completed or goods are delivered. It creates a legal obligation to pay.

  • Issued after delivery of goods or services
  • Creates a legal debt
  • Must comply with SARS requirements if you're VAT-registered
  • Recorded as income in your books when issued (accrual basis)
  • An unpaid invoice can support legal debt collection proceedings

The correct workflow: quote → job → invoice

Send a quote, get written acceptance, do the work, then invoice. In Invo, you can convert an accepted quote directly into an invoice in one click — all line items carry over and your invoice number is auto-generated.

What about a proforma invoice?

A proforma looks like an invoice but isn't a tax invoice. It's used to request a deposit or pre-payment before work begins — common in construction, events, and manufacturing. It must be clearly marked "PROFORMA" and cannot be used to claim VAT.

Quick reference: when to use each

  • Quote: client asks "how much?" before you've agreed to do the work
  • Invoice: work is done and you want to be paid
  • Proforma invoice: you need a deposit upfront but the job isn't finished yet

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