Everything a South African business actually needs.
From invoices to projects, expenses to VAT reports, Invo handles the boring bits so you don't have to.
SARS-ready tax invoices, done in seconds.
Pick a client. Add line items. Hit send. Invo handles VAT, banking details and sequential numbering. Automatically.
- SARS-compliant tax invoices with every required field, every time
- Your banking details print on every invoice for instant EFT
- PDF ready for email or print
- Auto-numbered (INV-2026-0001) with 15% VAT calculated per line
Share invoices on WhatsApp in one tap. Get paid where your clients already are.
Share any invoice via WhatsApp or email in one tap. Clients can pay by EFT using the banking details on the invoice, or by card if you've connected your own Paystack, PayFast, Peach, Yoco or Ozow account.
- Share invoices via WhatsApp or email, one tap from any invoice
- Banking details and payment reference on every invoice, for EFT
- Connect your own Paystack, PayFast, Peach, Yoco or Ozow account and let clients pay online by card, straight from the invoice link
- Clients view and pay the invoice without logging in or creating an account
- Online payments confirm automatically. EFT ones you mark paid in one click
- Need to follow up? The reminder is already written. Just hit send.
See what's coming in next month, not just last month.
Most accounting tools tell you what already happened. Invo pulls every outstanding invoice and recurring schedule into one number, so you know what you'll have coming in.
- See what's landing in the next 30 days, based on real invoices, no guesswork
- Recurring billing schedules baked into the projection
- Visual breakdown of paid · expected · overdue
- Compare month-on-month with delta indicators
Workflows that match how a real trade works.
Real client work doesn't stop at “draft → sent → paid”. It moves through kickoff, deposit, delivery, sign-off, and final billing. Invo's projects finally match.
- Full pipeline: Pending → Deposit invoiced → Deposit paid → In progress → Awaiting sign-off → Completed
- Link a quote to a project for full traceability
- Generate deposit and final invoices directly from the project
- Send a client sign-off link so they can review, approve, and sign digitally
- Log site address, scheduled date, photos and job notes in one place
Track every business cost with date, category and supplier.
Capture the receipt on your phone. Categorise once. VAT and SARS get the right numbers at year end without a spreadsheet in sight.
- Record every business cost with date, category and supplier
- VAT-claimable flag feeds directly into your VAT report
- Receipt photo upload for record-keeping
- Export for your accountant or bookkeeper
Every bill you owe, tracked the same way as every invoice you send.
Materials on account. Equipment hire. A supplier who bills you net 30. Log it once and Invo tracks the balance, the due date, and whether you're about to miss it.
- Build a supplier directory once. Use it on bills, purchase orders and expenses.
- Log what a supplier bills you, then record payments as they land, in full or in part
- Aged payables view: exactly what's overdue, and by how many days
- Full statement for any one supplier, every bill and every payment
- Rate suppliers and flag your preferred ones, so the next order goes to someone reliable
- Reconciles against the same reports your accountant already sees
Reports your accountant will thank you for.
Revenue, expenses, profit, VAT: every report you need at year end and every quarter, formatted exactly the way SARS expects. Lock a period once you've filed, and Invo remembers exactly what you submitted.
- Revenue charts with month-by-month breakdown
- VAT201-ready output for SARS submissions
- Output, input and net liability with audit trail
- VAT filing periods, locked once you've submitted, with a snapshot of exactly what you filed
- Pre-filing exception scan flags mismatched VAT amounts and missing VAT numbers before SARS does
- Give your accountant their own login. Full visibility, zero write access.
- Profit & loss summary for any period
Send a quote. Convert to invoice with one click.
Use the same line builder as invoices. Send by WhatsApp or email. When the client accepts, push a single button to convert it into an invoice: line items, VAT and all.
- Create professional quotes with the same line item builder
- Send for client acceptance via email or WhatsApp
- Convert to invoice in one click, with line items copied and VAT applied
- Expiry dates so clients know the quote has a deadline
- Status tracking: draft, sent, viewed, accepted, declined, expired, converted
- Quote number format: QUO-2026-0001
Every client's full history in one place.
Total invoiced, outstanding balance, overdue amounts, plus every invoice and quote ever sent. Open a client profile and you know exactly where you stand.
- Full document history: invoices and quotes, with status and amounts
- Outstanding and overdue balances shown at a glance
- Accepted quotes flagged when they are ready to convert into invoices
- WhatsApp number stored separately. One tap to open a conversation.
- Deactivate clients without deleting their history
Six retainer clients. Invoices on the 1st. Two taps.
Agencies, consultants, bookkeepers: anyone with monthly clients. Set a recurring schedule once. On the 1st, Invo reminds you, opens a pre-written message, and sends the moment you tap.
- Set the schedule once. Invo does the remembering, weekly to annually
- Auto-numbered in your existing invoice sequence
- Invo drafts the messages and you can edit it or send it as-is
- Recurring revenue baked into your cash flow forecast
- Pause, edit or cancel any schedule in one click
- Perfect for retainers, subscriptions, leases and SLAs
SARS audit? Everything's already here.
A private, encrypted vault for the documents South African businesses actually need: VAT submissions, CIPC registration, liability insurance, BEE certificates, contracts and NDAs. With expiry alerts so nothing lapses unnoticed.
- SARS documents: VAT201, tax clearance, income statements, audit trails
- Compliance certificates: BEE, CIPC, liability insurance with expiry tracking
- Advance expiry alerts, warned before the cert lapses, not after
- Client contracts and NDAs stored securely, organised by category and searchable
- Download via secure signed URL. No public access, ever.
- Request documents from clients or contractors via a shareable link
Stop chasing. Let Invo do it.
Set a late fee rate, say 2% per month. When an invoice goes overdue, Invo applies it automatically and the client sees the updated balance on their invoice page. No awkward conversation required.
- Late fees auto-applied: set your rate once, Invo calculates and adds it
- Clients see the updated total on their invoice link. Transparency, no friction.
- Overdue reminder notifications at 1, 7 and 14 days, ready to send in one tap
- EFT recording: client paid via bank transfer? Mark paid in two taps
- Partial payments tracked: record deposits, balance outstanding
- Late fee shown as a separate line item for SARS audit clarity
- Client overpaid, or you issued a credit note? The balance sits on their account, ready to apply to their next invoice in one click
Frequently asked.
Stop chasing payments.
Start growing the business.
Set up in five minutes. Your accountant gets clean data. You get paid faster.