Everything a South African business actually needs.

From invoices to projects, expenses to VAT reports, Invo handles the boring bits so you don't have to.

No credit card · Cancel any time · Built & supported in South Africa
01 — Smart invoicing

SARS-ready tax invoices, done in seconds.

Pick a client. Add line items. Hit send. Invo handles VAT, banking details, sequential numbering and a Pay Now button — automatically.

  • SARS-compliant tax invoices with every required field, every time
  • Clients pay online via Paystack, PayFast, or EFT
  • PDF ready for email or print
  • Auto-numbered (INV-2026-0001) with 15% VAT calculated per line
app.getinvo.co.za / invoices / INV-2026-0214Sent
SENT · mara@maraarchitects.co.za · 29 Apr
Send reminderMark paid
Joshua Maboe Studio15 Bree Street, Cape Town · VAT 4280123456
Tax InvoiceINV-2026-0214
29 Apr 2026
Due 29 May 2026
Bill to · Mara Architects
DescriptionQtyRateTotal
Site survey4 hrsR 1,200R 4,800.00
Concept drawings1R 6,200R 6,200.00
SubtotalR 11,000.00
VAT (15%)R 1,650.00
Amount dueR 12,650.00
Pay securely
R 12,650.00
Pay with Paystack →
02 — Get paid faster

Share invoices on WhatsApp in one tap. Get paid where your clients already are.

Share any invoice via WhatsApp or email in one tap. Clients can pay via Paystack, PayFast or instant EFT, and you get notified the moment the money moves.

  • Share invoices via WhatsApp or email, one tap from any invoice
  • Set up a pay now button on every invoice
  • Clients pay online without logging in or creating an account
  • Instant notification when an invoice is paid (with Paystack or PayFast)
  • Pass the gateway processing fee to clients as a line item — optional, never on EFT
  • Need to follow up? The reminder is already written. Just hit send.
03 — Cash flow forecast

See what's coming in next month, not just last month.

Most accounting tools tell you what already happened. Invo pulls every outstanding invoice and recurring schedule into one number — so you know what you'll have coming in.

  • See what's landing in the next 30 days, based on real invoices, no guesswork
  • Recurring billing schedules baked into the projection
  • Visual breakdown of paid · expected · overdue
  • Compare month-on-month with delta indicators
Expected · next 30 days
R 92,500
↑ R 18,400 vs last month
FORECAST
NOVDECJANFEBMARAPR
PaidExpected
Outstanding
R 47,290
Recurring
R 24,800
Quotes
R 20,410
Pending
Dep. invoiced
Dep. paid
In progress
Sign-off
Complete
Deposit paid2
KPKaroo Properties
Geyser replacement
DEPOSIT PAID
PRJ-044R 21,000
BCBlue Crane Co.
Office plumbing insp.
PRJ-042R 4,200
In progress2
MAMara Architects
Bathroom reno · 2nd floor
ON SITE · DAY 2
PRJ-041R 18,400
SFSunfield Studio
Studio rewire · 3-day
ON SITE · DAY 2
PRJ-038R 13,590
Awaiting sign-off1
VSVeld & Sky
Kitchen tap install
INVOICED
PRJ-036R 6,300
04 — Projects PRO

Workflows that match how a real trade works.

Real client work doesn't stop at “draft → sent → paid”. It moves through kickoff, deposit, delivery, sign-off, and final billing. Invo's projects finally match.

  • Full pipeline: Pending → Deposit invoiced → Deposit paid → In progress → Awaiting sign-off → Completed
  • Link a quote to a project for full traceability
  • Generate deposit and final invoices directly from the project
  • Send a client sign-off link — they review, approve, and sign digitally
  • Log site address, scheduled date, photos and job notes in one place
05 — Expense tracking

Track every business cost with date, category and supplier.

Capture the receipt on your phone. Categorise once. VAT and SARS get the right numbers at year end without a spreadsheet in sight.

  • Record every business cost with date, category and supplier
  • VAT-claimable flag feeds directly into your VAT report
  • Receipt photo upload for record-keeping
  • Export for your accountant or bookkeeper
Sasol · N1 Northbound
29 APRFUELVAT
R 850.00
Builders Warehouse
27 APRMATERIALSVAT
R 2,340.00
Afrihost · Hosting
25 APRSUBSCRIPTIONSVAT
R 199.00
Truth Coffee
24 APRCLIENT MEET
R 145.00
VAT claimable
R 2,339.00
Total · Apr
R 3,534.00
Revenue
P&L
VAT
Top clients
Revenue · Q2 2026
R 372,140
↑ 31.8% YoY
VAT due · Apr
R 41,820
↓ next: 25 May
R 148kNOV
R 204kDEC
R 179kJAN
R 260kFEB
R 290kMAR
R 353kAPR
06 — Reports & VAT

Reports your accountant will thank you for.

Revenue, expenses, profit, VAT — every report you need at year end and every quarter, formatted exactly the way SARS expects.

  • Revenue charts with month-by-month breakdown
  • VAT201-ready output for SARS submissions
  • Output, input and net liability with audit trail
  • Top clients by revenue
  • CSV export for your accountant
  • Profit & loss summary for any period
07 — Quotes to invoices

Send a quote. Convert to invoice with one click.

Use the same line builder as invoices. Send by WhatsApp or email. When the client accepts, push a single button to convert it into an invoice — line items, VAT and all.

  • Create professional quotes with the same line item builder
  • Send for client acceptance via email or WhatsApp
  • Convert to invoice in one click — line items copied, VAT applied
  • Expiry dates so clients know the quote has a deadline
  • Status tracking: draft, sent, viewed, accepted, declined, expired, converted
  • Quote number format: QUO-2026-0001
app.getinvo.co.za / quotes / QUO-2026-0042Accepted
Riverwood Plumbing
QUO-2026-0042 · 18 Apr · exp 02 May
Total
R 22,770
Geyser supply & installR 16,000
Pipe replacement · 4mR 1,400
Labour · 1 dayR 2,400
VAT (15%)R 2,970
Convert to Tax Invoice
Line items + VAT copied automatically
INV-2026-0215 created · R 22,770 · ready to send
app.getinvo.co.za / clients / mara-architects
MA
Mara Architects
mara@maraarchitects.co.za · +27 82 111 2222
ACTIVE
Total paid
R 49,640
Outstanding
R 18,400
Overdue
R 0
Lifetime value
R 68,040
Invoice history
INV-2026-004229 AprR 12,840Paid
INV-2026-003801 AprR 18,400Paid
INV-2026-003101 MarR 18,400Sent
Quote history
QUO-2026-001504 MayR 22,600AcceptedConvert →
QUO-2026-001229 AprR 18,400Viewed
08 — Client management

Every client's full history in one place.

Total invoiced, outstanding balance, overdue amounts, plus every invoice and quote ever sent. Open a client profile and you know exactly where you stand.

  • Full document history — invoices and quotes, with status and amounts
  • Outstanding and overdue balances shown at a glance
  • Accepted quotes flagged when they are ready to convert into invoices
  • WhatsApp number stored separately. One tap to open a conversation.
  • Deactivate clients without deleting their history
09 — Recurring billing

Six retainer clients. Invoices on the 1st. Two taps.

Agencies, consultants, bookkeepers — anyone with monthly clients. Set a recurring schedule once. On the 1st, Invo reminds you, opens a pre-written message, and sends the moment you tap.

  • Set the schedule once. Invo does the remembering, weekly to annually
  • Auto-numbered in your existing invoice sequence
  • Invo drafts the messages and you can edit it or send it as-is
  • Recurring revenue baked into your cash flow forecast
  • Pause, edit or cancel any schedule in one click
  • Perfect for retainers, subscriptions, leases and SLAs
app.getinvo.co.za / invoices · recurring
Next auto-billing · 4 active
01 Jun 2026
Monthly total
R 43,100
BC
Blue Crane Co.
Monthly retainer · next 01 Jun
R 12,500
MA
Mara Architects
Ongoing consultation · next 01 Jun
R 8,400
SF
Sunfield Studio
Social media mgmt · next 01 Jun
R 4,200
TP
TechPulse SA
SLA retainer · next 01 Jun
R 18,000
Auto-sends 01 Jun · 4 invoices
R 43,100 going out automatically
app.getinvo.co.za / vault
Document Vault
1 EXPIRING SOON
SARS VAT201 · Q1 2026
TAX248 KB
Public Liability Insurance
INSURANCEexp 30 Aug1.2 MB
CIPC Registration
COMPLIANCE342 KB
Mara Architects · NDA
CONTRACTexp 14 Dec96 KB
BEE Certificate
COMPLIANCEexp 22 Sep510 KB
10 — Document vault BIZ

SARS audit? Everything's already here.

A private, encrypted vault for the documents South African businesses actually need: VAT submissions, CIPC registration, liability insurance, BEE certificates, contracts and NDAs. With expiry alerts so nothing lapses unnoticed.

  • SARS documents — VAT201, tax clearance, income statements, audit trails
  • Compliance certificates — BEE, CIPC, liability insurance with expiry tracking
  • Advance expiry alerts — warned before the cert lapses, not after
  • Client contracts and NDAs stored securely — organised by category and searchable
  • Download via secure signed URL — no public access, ever
  • Request documents from clients or contractors via a shareable link
11 — Late fees & payments

Stop chasing. Let Invo do it.

Set a late fee rate — say 2% per month. When an invoice goes overdue, Invo applies it automatically and the client sees the updated balance on their invoice page. No awkward conversation required.

  • Late fees auto-applied — set your rate once, Invo calculates and adds it
  • Clients see the updated total on their invoice link — transparency, no friction
  • Overdue reminder notifications at 1, 7 and 14 days — ready to send in one tap
  • EFT recording — client paid via bank transfer? Mark paid in two taps
  • Partial payments tracked — record deposits, balance outstanding
  • Late fee shown as a separate line item for SARS audit clarity
INV-2026-0039
Karoo Properties
19d OVERDUE
Original invoiceR 21,000.00
Late fee · 2% / month+ R 420.00
Balance dueR 21,420.00
EFT received · manual record
Karoo Properties paid via EFT
R 21,420PAID ✓
// the small print

Frequently asked.

  • Yes. Every tax invoice includes the required fields — VAT number, sequential number, the words "tax invoice", VAT calculation at 15% and your business banking details.

  • Yes. Upload a CSV export from Sage, Xero, or QuickBooks and Invo imports your clients and invoice history automatically. Duplicates are skipped, so it's safe to re-import after edits.

  • Invo opens WhatsApp with a pre-written invoice or quote message and link. You can edit the wording before you send — no credits, no API keys, no extra integrations.

  • Paystack and PayFast. Direct EFT banking details are included on every invoice automatically — no extra setup needed.

  • Yes. Your data is encrypted at rest and in transit, hosted on AWS Cape Town, and we run daily backups. POPIA-compliant.

  • Yes. No contracts, no cancellation fees. You can export everything as CSV or PDF before you leave.

  • Yes. Set up a billing schedule — weekly, monthly, quarterly or annually. When a schedule is due, Invo reminds you and opens a pre-written message ready to send. Invoices are auto-numbered in your existing sequence.

  • Any business document: SARS VAT201 submissions, CIPC registration, BEE certificates, liability insurance policies, NDAs and client contracts. Expiry tracking warns you before a cert lapses.

  • Yes. Open the invoice, mark it as paid via EFT. The status updates immediately and the amount reflects in your paid totals and reports.

Stop chasing payments.
Start growing the business.

Set up in five minutes. Your accountant gets clean data. You get paid faster.

✓ No credit card✓ Downgrade any time✓ Built & supported in SA